Field notes
Notes from claims trend work
Practical writing for risk departments building insurance claims trend reporting between actuarial cycles.
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Reading severity bands without drowning in noise
How risk departments can set severity bands that stay stable across reporting periods when large losses arrive late.
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Open claims aging that risk briefs can actually use
Aging charts earn their place when they separate ordinary inventory from claims that have stalled past your internal review gates.
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Monsoon claims and the prior-season baseline
Catastrophe season briefs work when flood and storm claims are counted against a fixed prior-season window, not against an improvised calendar.
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Catching segment drift before the renewal table
Portfolio segments change quietly when exposure shifts while claims still look familiar at the total book level.